Library

100 Questions and Answers Before Buying a New Home

This page from HUD has frequently asked questions regarding purchasing a home. more...

Affordability Calculator

Use this affordability calculator provided by Ginnie Mae to determine how much you can afford to pay for a home.www.ginniemae.gov/2_prequal/intro_questions.asp?subTitle=YPTHReviewed August 2009 more...

Buying vs. Renting

This online calculator from Ginnie Mae lets you compare the advantages and considerations of owning vs. renting a home.www.ginniemae.gov/rent_vs_buy/rent_vs_buy_calc.asp?Section=YPTHReviewed August 2009 more...

Common Questions from First-time Homebuyers

This web page from HUD gives basic information about buying a home, including information on FHA loans with low down payments.www.hud.gov/buying/comq.cfmReviewed August 2009 more...

Guide to Land Contracts in Kentucky

If you are thinking of buying a house on a land contract, or if you are already making payments on such a contract, here are a few things you should know about this kind of sale. THE DIFFERENCE BETWEEN A LAND CONTRACT AND A SALE WITH A MORTGAGE Mortgage SaleIn the most common type of land sale, the Buyer borrows money from a Lender to pay the Seller for the property all at once, getting a deed at the time of sale. Then the Buyer pays back the loan by making payments to the Lender over a number of years. more...

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