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Avoiding Foreclosure

There are several things you can try to do to avoid foreclosure when you are behind in your mortgage payments: Talk to your lender and explain your financial situation. Your lender might agree to refinance your loan or help you get a different loan to get caught up on your payments. (The lender probably would rather help you stay in the house instead of filing a foreclosure case against you). more...

Common Foreclosure Questions

What is Foreclosure?A foreclosure is when a lender (like a bank or mortgage company) takes the title of your property by forcing a sheriff's sale of your home after you fail to pay part of the debt. If you fall behind on your mortgage payments, the lender can then sue for foreclosure and take over your property. This will force you to move out of your home, and could also affect your credit rating and your ability to get loans in the future. more...

Video: Alternatives to Foreclosure

This is the second of two videos on the foreclosure process in Kentucky. (View the first video, The General Foreclosure Process in Kentucky.) These videos were produced by the Legal Aid Society of Kentucky, in partnership with the University of Louisville Brandeis School of Law. These videos are purely educational and provide legal information but not legal advice. more...

Video: Legal Aid Client Testimonial - Foreclosure victim

This is a video testimonial of a Legal Aid client who was a victim of the foreclosure crisis. In this video, she simply explains how she was impacted by the foreclosure crisis and how a Legal Aid Society attorney helped her save her home.Reviewed January 2011 more...

Video: The General Foreclosure Process in Kentucky

This is the first of two videos on the foreclosure process in Kentucky. (View the second video, Alternatives to Foreclosure.) These videos were produced by the Legal Aid Society of Kentucky, in partnership with the University of Louisville Brandeis School of Law. These videos are purely educational and provide legal information but not legal advice. more...