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Common Refinancing Questions

What happens when I refinance a mortgage?When you refinance your mortgage you are taking out a new loan on your home. The old mortgage is then paid off and you will owe payments on the new mortgage. more...

Home Loan Guaranty Service for Veterans

This page has information on the Home Loan Guaranty Service provided to Veterans through the US Department of Veterans Affairs. more...

Looking for the Best Mortgage

Shopping around for a home loan or mortgage will help you to get the best financing deal and may save you thousands of dollars. This page from the Federal Reserve Board has tips on shopping, comparing, and negotiating.www.federalreserve.gov/pubs/MORTGAGE/MortB_1.HTMReviewed August 2009 more...

Mortgage Servicing: Making Sure Your Payments Count

When you apply for a home mortgage, you may think that the lender will hold and service your loan until you pay it off or you sell your house. That's often not the case. In today's market, loans and the rights to service them often are bought and sold. A home may be one of the most expensive purchases you ever make, so it's important to know who is handling your payments and that your mortgage account is properly credited. The Federal Trade Commission (FTC) wants you to know what a mortgage servicer does and what your rights are. more...

Need a Loan? Think Twice About Using Your Home as Collateral

This page from the FTC has information on the risks you take by using your home as collateral in a loan.www.ftc.gov/bcp/edu/pubs/consumer/homes/rea01.shtmReviewed August 2009 more...

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