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Wage Garnishment

What is garnishment?Garnishment is a process by which creditors take a part of your income in order to pay a debt. If you are employed, your employer will be ordered to pay a portion of your wages or salary directly to the court. That money will then be paid over to the creditor.Do I have to be sued first, before my income can be garnished?In most cases, yes. Creditors such as hospitals, doctors, credit card or loan companies or banks must file a lawsuit against you and get a judgment before your income can be garnished. more...