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Credit Reports

At one time or another, almost everyone in America has applied for credit. When we fill out a rent application, the landlord usually wants to do a credit check to find out how we pay other bills. The majority of today's college students will need the assistance of student loans to pay for college. Given the fact that most of us will purchase something on credit at one time or another, it is important to understand what are credit reports and how the information is collected.What is a credit report? more...

How Can I Correct Errors in My Credit Report?

In today's society, complete strangers often make judgments about us on the basis of information contained in our credit reports. If you consider how often you obtain mail sent to someone else or how frequently your mail may contain a misstatement of your address, it should not be surprising that our credit reports are likely to contain errors about our credit history.Due to the fact that strangers, including potential employers and insurance companies, make judgements about our reliability based upon this informaiton, it is very important to make sure it is accurate. more...