Guide to Medicare Part D: What If My Drug Is Not Covered By Part D?

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This page is part of our Guide to Medicare Part D.

You may need to pay out-of-pocket for drugs specifically excluded from Medicare Part D coverage, which include the following:

  • Over-the-counter drugs, with the exception of insulin
  • Weight-loss and weight-gain drugs
  • Drugs to relieve cough/cold symptoms
  • Drugs to promote hair growth
  • Fertility drugs
  • Prescription vitamins, with the exception of prenatal vitamins and fluoride
  • Cosmetic drugs
  • Drugs that must be monitored by testing services that only the manufacturer provides, such as certain anti-psychotics
  • Barbituates
  • Benzodiazapines


Reviewed August 2009

This online guide was adapted with permission from Maine Legal Services for the Elderly. We extend our thanks to them.