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Guide to Medicare Part D: What If I Already Have Prescription Drug Coverage From Another Source?

This page is part of our Guide to Medicare Part D. If you have prescription drug coverage through a private insurance company, or an employer/retiree plan, or VA, or a union plan, or a supplemental (Medigap) policy, you may not need Part D coverage. You should have received a letter, or a newsletter, or other information from your insurance provider stating whether your prescription drug coverage qualifies as "creditable coverage." more...

Guide to Medicare Part D: What If I Can't Afford My Drug?

This page is part of our Guide to Medicare Part D. If you have limited income and assets (i.e. savings and stocks), you may qualify for "extra help" with the cost of your drug. more...

Guide to Medicare Part D: What If I Can't Afford Part D Coverage?

This page is part of our Guide to Medicare Part D. If you have limited income and assets (i.e. savings and stocks), you may qualify for "extra help" with the cost of the Monthly Premium, Yearly Deductible and/or the Co-Payments. more...

Guide to Medicare Part D: What If I Can't Get My Drug Because My Doctor Did Not Obtain Prior Authorization From My Part D Plan?

This page is part of our Guide to Medicare Part D. First, contact your doctor. Explain to your doctor that your Part D plan refused to cover your drug because he/she did not obtain prior authorization. Find out whether your doctor will prescribe a substitute drug that is on your Part D plan's formulary.If your doctor believes that you must have the prescribed drug, then ask your doctor to contact your Part D plan to request an "Exception" and to explain why your drug is medically necessary. more...

Guide to Medicare Part D: What If My Doctor Prescribed a Dosage That Is Not Covered By My Part D Plan?

This page is part of our Guide to Medicare Part D. First, contact your doctor. Explain to your doctor that your Part D plan refused to cover your drug because the prescribed dosage is not on the plan's formulary. Find out whether your doctor will prescribe a substitute drug or a different dosage that is on your Part D plan's formulary. more...

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